• Saving money online

    Date: 2010.07.21 | Category: saving money | Tags: ,,

    I’ve been snooping around the internet lately- discovering new blogs, clicking on links to see where they take me.  One of the subjects I discovered is this whole world of online savings.  Did you know there are entire blogs devoted to saving money?  There are blogs that give you budgeting tips and hints, blogs that tell you all the latest deals at your local grocery store, blogs that give you links to coupons and coupon codes, blogs that tell you where to find a great deal on almost anything!  I had no idea.  All this time I’ve been bumbling along saving money on my own and there was an entire community of savers out there just waiting to welcome me.

    I’ve mentioned before that I am trying to simplify my life.  During this process I’ve discovered that I can generate income by saving money as well as by earning it.  In fact, when I save $40 it’s even better than earning $40 because we don’t have to pay taxes on it (again)!  If I save $40 or $50 with an hour’s worth of research, or coupon clipping, or what have you that’s a nice hourly wage!

    I’ve started following a few financial savvy blogs- some that are local and some that aren’t.   Money Saving Mom and her family purchased their first home recently- using 100% cash!  Jennifer of Balancing Beauty and Bedlam haunts the local thrift stores and puts together designer outfits for under $15.  Colorado Springs Bargains lists local stores and restaurants and the deals they’re offering.  Tasha of Thriftliving comes up with all kinds of out of the box ideas to creatively save money.  You get the idea.  By simply checking in on a handful of blogs each week I am learning all kinds of ways to decrease our spending and increase our income.  Tasha recently posted a clever birthday gift idea.  Money Saving Mom introduced me to ebates and cashbaq.  Several of these blogs publish coupons that if I had a working printer I could simply print off of their sites!

    A few of my favorite money saving blogs are

    http://thriftliving.wordpress.com/

    http://moneysavingmom.com/

    http://beautyandbedlam.com/

    http://springsbargains.com/

    Upon discovering them, I signed up with both ebates and cashbaq.  Both sites offer a percentage back to you when you click through their site while doing your online shopping.  This week I bought 2 books online.  I found the best price, then went to ebates and discovered that if I clicked through to the store I was going to use anyway I’d get 4% cash back.  Easy!  I sometimes buy our diapers through diapers.com- I discovered that I can get 1-4% back for those purchases.  Every year I do quite a bit of Christmas shopping online, so I’m hoping this will reduce the money we spend come the holidays.  (If you use my link to ebates or to cashbaq I get a referral bonus too!)

    http://www.ebates.com/rf.do?referrerid=5FlDfNheQcTjZFvTYKaaFw%3D%3D

    http://www.cashbaq.com/?refer=517113

    I’ve also started using swagbucks as my search engine.  I downloaded a simple toolbar and now instead of using google (sorry Heidi) I search with swagbucks.  I win points that I can redeem for gift certificates and cash just by doing a search.

    http://www.swagbucks.com/refer/melschoter

    Now, none of these resources will make me rich on their own, but together I’m hoping to start seeing some significant savings.  If I can save several hundred dollars a month I can rehire the cleaning lady- now that’s a goal worth shooting for!

    I’d love to hear how you’re family is saving money and what resources you’ve discovered to help you do it.  Are there other blogs that I haven’t yet discovered that you love?  Let me know!

    melody